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As a business owner, there are plenty of things you need to manage, and two of the most important of these are assets and risks.

In other words, building your wealth and protecting your wealth.

There's no point building a lot of wealth if the way you have things structured behind the scenes means that someone could take your assets away from you.

Sadly, many business owners are in precisely this predicament, without knowing it!

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Get It Done. Get It Read. Get Ahead.

Success in business requires a number of essential ingredients. A sound strategy. A robust business model. Effective planning. Strong financial control and bookkeeping. A good team. Great systems. Measurement. Focus.

But you know what? Even all those elements are not enough without this skill: Execution.

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Why small businesses are going to the cloud!

"The cloud" is a phrase that means something very different these days, due to the increasing use of cloud computing. But what exactly is cloud computing? And is it a good option for small businesses?

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For many, the word 'budget' is about as appealing as the word 'diet'.

It seems to imply what you will go without, rather than what you will achieve.

To a successful business owner, however, the word 'budget' has a very different meaning.

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Larger businesses have a Chief Financial Officer (CFO) on staff. But what can small and medium sized businesses do in this regard?

Clearly, larger businesses can afford an in-house CFO. But it goes beyond an affordability issue: Large, successful businesses also understand how crucial the CFO role is to their business performance.

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Time is running out.

If you want to take a few simple preventative measures to minimise or defer how much tax you will pay for this financial year, you need to do two things:

  1. Read the following 9 point checklist, then?
  2. Call or email us as soon as possible so we can make a time to sit do with you to assess which of these preventative measures can be done for you in your circumstances.

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Debtors and late-payers-the bane of every business owner.

No matter how profitable your business is, it won't survive without good cash flow. If you can't pay your bills on time, you may end up trading while insolvent. And that's not just bad business-that's illegal.

But to do that, you need your clients to pay their bills on time. And that's something you can't always rely on. Sometimes they forget. Sometimes they don't have the money. And sometimes they just decide they don't want to.

Unfortunately, you don't get out of paying your bills simply because they haven't paid theirs. So you have no choice but to:

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"You need to work on your business, not just in your business."

Made popular by The E-Myth Revisited author Michael Gerber, it's advice I'm sure you've heard dozens of times over the years (I certainly have). But despite being told over and over again, many small business owners still don't seem to truly understand what it means.

Let's look at a common scenario.

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They say only two things are certain in life: death and taxes. For a lot of people, there's also a third certainty in life: the pain of keeping track of every receipt when it's time to do  the taxes.

How many times has your bookkeeper or finance manager asked you for a receipt (that you swore you stuffed somewhere in the wad of receipts in your wallet) that you've then had to scramble and search everywhere to find?

You think to yourself: "I've got better things to do than this," and you're right. It's a waste of your precious time that you could otherwise be investing in the growth of your business  or maybe even going on a shopping spree and filling your wallet with a fresh wad of  receipts!

Thankfully there are now some pretty cool apps* out there that can take the pain out of tracking your receipts. Read on to see a list of the top four apps below.

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Most people will quite literally earn millions of dollars in their lifetime. Yet many people struggle financially and live from one pay period to the next.

With the ageing population and many Baby Boomers now continuing to work-at least on a part-time basis-past the traditional retirement age, people are working more years than ever. Even if a person works only 40 years, at average earnings, that's a lot of money.

It is said, "Money talks", but for many, all it ever says is, "Hello, and Good-bye".

Have you ever found that the month lasts longer than the money? Or have you ever got your tax return and looked at all the money you have earned over the past 12 months and then thought, "Where has it all gone?"

You're not alone. And the good news is, now there's a simple solution.

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Our Services

We offer a range of services to help your business.

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Firm Profile

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Meet The Team

Bill Pugh
Director
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Sue Ritchie
Chartered accountant
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Cathy Pickering
Assistant Accountant
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Karen Kendall
Client Administrator
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Laura Pugh
Graduate
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